Process Implementation

Developed proprietary workflow process to minimize compliance errors while maximizing output for smaller CU (6 person staff). Generation of $60MM in closed retail loans.

Redesigned process workflow between MLOs, Processors, and Underwriters, to increase capacity & reduce overall turn times. Utilized new technology, process automation, and outsourcing to provide scalability and business continuity. (26 person staff)

Implementation of new product & pricing engine to maximize loan profitability and minimize fair lending issues.  Results in 250Bps increase on portfolio loan yield and 35Bps increase on investor sold pricing yields.

Through careful analysis and identification, was able to determine replacement vendors, eliminated redundancy, and increase fee income to generate a total net revenue impact of >$75K per year.